The Perfect Pair for Your Financial Goals.
Combine the power of a smart, fee-free checking account with a high-yield savings account that works tirelessly to grow your wealth. This is banking, simplified and supercharged.
Open Your Accounts
A Checking Account That Pays You Back.
Say goodbye to monthly fees and hello to smart features. Our checking account is designed for your daily life, with cashback rewards and powerful tools built right in.
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No Monthly Fees, Ever
No minimum balances, no maintenance fees, no overdraft fees. Just free, simple checking.
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Bright Stone Card with Cashback
Get your Bright Stone card and earn up to 1% cashback on everyday purchases, deposited directly into your account.
A Savings Account That Works Harder.
Reach your goals faster with a high-yield savings account. Set up automated tools, create savings 'Pockets' for specific goals, and watch your money grow effortlessly.
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High-Yield Interest Rate
Earn a competitive APY that's multiples higher than the national average, paid out monthly.
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Automate Your Savings
Use tools like Round-Ups and recurring transfers to save money automatically without thinking about it.
Better Together
See how your Bright Stone checking and savings accounts work in perfect harmony.
Instant Transfers
Move money between your checking and savings accounts instantly, 24/7, with just a few taps. No waiting periods.
Round-Ups to Savings
Every time you use your Bright Stone card, we'll round up the purchase to the nearest dollar and deposit the change into your savings.
Unified Financial View
See all your spending and saving in one place. Our smart analytics help you understand your complete financial picture.
Common Questions
Yes. Bright Stone is a bank. Banking services are provided by us as well as our partner bank, Member FDIC. Your deposits are insured up to $250,000 per depositor.
Our APY is variable and can change with market conditions. However, we are committed to always offering a highly competitive rate to help you maximize your earnings. You can find the current rate in the Bright Stone app.
While traditional savings accounts often have transfer limits, we strive to provide maximum flexibility. Please refer to our account agreement for the most up-to-date information on transfer limits.
Unlock Your Financial Potential
One app, two powerful accounts. Take the first step towards smarter money management. Opening an account is free and only takes a few minutes.
Get Started for Free